First Time Homebuyer

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The process of buying a home can be daunting, especially If you are a first-time home buyer. But do not worry, we will guide you through the process from start to finish, and make sure you find a home that meets your needs.

Our sales team together has amassed over 75 years of successful sales experience. Take advantage of this
experience as we patiently help you navigate what can be a very intimidating process.

First-Time Home Buyer Resource Center

Thinking about buying your first home? Call us after reading the following searches:

Credit Utilization Ratio

Compares the amount of credit owed to the total credit available. New homeowners should aim for a ratio below 30%. The ratio keeps you on track as you work to build or maintain good credit.

Experian Boost

Do you need to improve your credit score in order to get a lower mortgage rate? Experian helps raise credit score based on bill payment like utilities, and rent. See site for more details.

To check your credit Score. Visit Creditkarma.com

City of Savannah Resources - Housing and Neighborhood Services

GA Dream Resources - The Georgia Dream Homeownership Program fulfills homeownership dreams by providing affordable mortgage financing for eligible homebuyers

FAQ's for First Time Home Buyers

Click on the "+" to expand answer

What expenses I must pay?
Do I need an attorney?
Can someone give me the down payment money?
What is the Closing?
Do I Need a Realtor?